Articles

November 26, 2024

Choosing Wisely: Your Guide to Selecting a Financial Advisor

Studies show that people working with financial advisors feel significantly more secure about their financial future¹ – and for good reason. A skilled advisor can help you navigate complex financial decisions and build long-term wealth. But how do you find the right one?

October 24, 2024

Your Year-End Financial To-Do List

As the calendar year winds down, it’s the perfect time to take stock of your financial health and set the stage for a prosperous new year. We’re here with a handy list to help you do just that.

October 21, 2024

Smart Spending in Retirement: Your Guide to Financial Freedom

Congratulations! You’ve reached retirement, the culmination of years of hard work and saving. Now comes an equally important phase: managing your hard-earned dollars to ensure a comfortable and fulfilling life. Let’s dive into some key strategies to help you navigate this new financial landscape and enjoy the freedom you’ve worked so hard to achieve.

September 27, 2024

Aligning Investment with Life: The Power of Goals-based Investing

When it comes to investment strategy, one size rarely fits all. Goals-based investing is a powerful approach that tailors your investments to your unique life objectives, transforming the abstract concept of wealth building into a concrete path toward your ideal future.

September 4, 2024

529 College Savings Plans: Your Ticket to Affordable Higher Education

With college costs skyrocketing, many parents are turning to 529 savings plans to help fund their children's education. But what exactly are these plans, and how do they work? Let's dive into the world of 529s and unpack some of the key points you should know.

July 25, 2024

Financial FAQs – 5 Questions We’re Hearing a Lot

At Cobblestone Capital Advisors, we’ve fielded countless questions over the years. Some come up more frequently than others, and we’re here to share insights on five common, diverse questions we hear. Let’s dive in!

June 13, 2024

5 Crucial Steps to Protect Your Accounts: Cybersecurity and Anti-Scam Essentials

As the digital age has evolved, cyberthreats and scams have skyrocketed and become increasingly sophisticated. The sad fact is that hackers and scammers are getting better at what they do, preying on vulnerabilities both digitally and within us. Whether you're an individual or a business entity, implementing robust cybersecurity and anti-scam protection is essential to safeguard your assets and sensitive information. Here are five essential steps to fortify your defenses against today’s threats:

April 23, 2024

Trust Talk: Understanding Trust Options for Effective Estate Planning

Estate planning is a crucial step in securing your financial future and ensuring your wishes are carried out after you're gone. One valuable estate-planning tool is a trust. In this article we’ll explore two common types: revocable and irrevocable. While their names sound similar, each type of trust has its own advantages and disadvantages, so it's essential for you and your advisor to understand when to use each one based on your individual needs and goals.

April 2, 2024

Are You Ready to Retire Financially?

Not surprisingly, many of the clients we speak to are mentally ready to retire. But that doesn’t mean they’re financially ready. Before you can put that 9 to 5 behind you and hit the beach, spend time in the workshop, or give back by volunteering, there is plenty of important monetary business to get squared away. In this article, we'll discuss six key ways to help you determine if you're truly ready to retire.

February 27, 2024

The College Payoff: 5 Key Strategies to Reduce Student Debt

With your degree in hand, you’re ready to take on the world. But managing the student debt you take with you can feel overwhelming. With strategic planning and disciplined efforts, you can lessen the burden and get to that last payment faster. In this article, we'll explore five actionable ways to reduce student debt effectively and put you back in control of your financial future.